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Property & Casualty
Understanding P&C Insurance
Running a business comes with risks - fires, accidents, theft, and unexpected lawsuits can happen when you least expect them. Property & Casualty insurance from CES makes sure you’re protected, keeping your business, your people, and your livelihood safe when the unexpected strikes.
What it Covers
Property Protection
Safeguards your buildings, equipment, tools, and inventory against fire, theft, and other damage.
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Liability Coverage
Protects your business if someone is injured on your property or due to your operations.
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Business Interruption
Helps cover lost income if your business is forced to close after a covered event.
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Auto Coverage
For company vehicles and drivers.
Components of P&C Policies
Coverage Limits
The maximum amount your insurer will pay for covered losses.
Deductibles
Amount responsible for paying out-of-pocket before your insurance coverage kicks in.
Exclusions
Specific events or circumstances not covered by your policy.
Endorsements/Riders
Optional add-ons to your policy that provide additional coverage for specific risks.
Why Choose CES?
Tailored coverage for your type of business.
Affordable plans with real protection.
Backed by experts who understand all types of industries.
Peace of mind so you can focus on running your business.
